Transparent Pricing

Every atom. Every reaction.
Every cost — visible.

InsurEco charges what it costs. Gas-metered API calls, flat transaction fees, and zero hidden markups. Build your molecule, see the math.

1 gas token = $0.0001 · prices live from platform
Compound Molecules
Pre-built element combinations for common program types
Pf + Rt + Pb + Py
Basic MGA

Core submission-to-bind flow with payment processing

policyformpolicyraterpolicybindpolicypay
Pf + Rt + Pb + Py + Dc + Sg + Rn
Full MGA

Complete MGA operation with docs, eSign, and renewal automation

policyformpolicyraterpolicybindpolicypaypolicydocpolicysignpolicyrenew
Py + Pc + Dv + Pl
Premium Finance Stack

Full treasury layer: payment, collection, distribution, ledger

policypaypolicycollectpolicydivvypolicyledger
Pg + Cp + Re + Cm
Captive / Program

Program structuring with captive formation and reinsurance

policyprogrampolicycaptivepolicyreinsurepolicycomply
Pf + Rt + Pb + Py + Dc + Sg + Rn + Cm + Pg
Moonshot Full Stack

Complete InsurEco program — submission to captive with all streams active

policyformpolicyraterpolicybindpolicypaypolicydocpolicysignpolicyrenewpolicycomplypolicyprogram
Revenue Streams
What clients pay — fully transparent rate schedule
FeeRate
Technology Fee

Per-policy platform fee covering infrastructure, hosting, and full lifecycle API consumption.

$25 per policy
Payment Processing

Premium finance processing via PolicyPay. Includes gateway and administration.

$0.005 % of gross written premium
Convenience Fee

Per-policy fee for online payment processing convenience.

$0.99 per policy
Installment Plan Fee

Fee per installment payment plan enrollment.

$5 per enrollment
Loss Control Services

Per-policy loss control inspection and consultation.

$35 per policy
Phone Audit

Telephonic payroll and exposure audit service.

$35 per audit
Premium Collection

Surplus lines premium collection and trust account management.

5.00% % of gross written premium
MGU Administration Fee

Per-policy MGU administration covering underwriting, compliance, and carrier management.

$100 per policy
Platform Gas — API Costs
Per-operation gas costs, live from the Tawa platform registry

Core Transactions

Policy lifecycle operations — submission through renewal

Create Submission 1 tokens $0.0001
Request Indication 5 tokens $0.0005
Bind Policy 50 tokens $0.0050
Policy Endorsement 25 tokens $0.0025
Policy Renewal 25 tokens $0.0025
Issue Certificate 10 tokens $0.0010

Document Operations

Document generation, extraction, and signing

PDF Extraction 25 tokens $0.0025
Document Generation 10 tokens $0.0010
eSign Request 15 tokens $0.0015
Template Fill 5 tokens $0.0005

Intelligence Operations

AI queries, compliance screening, and semantic search

AI / Jefferson Query 5 tokens $0.0005
OFAC Screening 10 tokens $0.0010
Appetite Search 10 tokens $0.0010

Not sure which molecule fits?

Let Sherpa Jefferson walk you through it — he'll ask the right questions, run the stoichiometry, and build your proposal.

Talk to Sherpa Jeff →